Mortgages with Available Mortgages Ltd
First Time Buyers
We can often help where others cannot owing to our being able to access the whole available mortgage market. We can also help where there may be difficulty in proving income (i.e. self-employed) or a poor credit rating and we can even help where no deposit is available.
Homemovers
Let us help you through to a successful result in what can be a stressful experience. We can provide the back up you need to find the right mortgage for your new home. We can help with all the paperwork and co-ordinate your request with estate agents and solicitors etc.
Re-mortgage
You may be paying a lot more than you need to on your mortgage. We offer a free review service to show just how much you may be able to save each month by re-mortgaging to a lower interest rate. There is no obligation to take up our recommendation but if you do we will expedite all paperwork etc., to ensure there is a smooth transition to your mortgage savings.
Debt consolidation
Consolidation of debt can release pressure on your finances. Request our free review service to see just how much you may be able to save each month. Take control of your finances and put yourself in a more comfortable position. This may be more beneficial solution to other choices such as bankruptcy or individual voluntary arrangement (IVA)
Self Employed/No proof of income
Being self employed can often make it difficult to obtain the mortgage financing you need. We have the experience to overcome this problem even if you are recently self employed or have no accounts to back up your income. This is a free service and there is no obligation to proceed with us but if you do we promise a speedy service to fulfil your needs.
Difficulty in getting a mortgage
If you have been turned down for a mortgage we can usually help in locating the mortgage for you in spite of your financial background, credit history or lack of documented income. We specialise in providing mortgages where circumstances have made it unavailable due to credit history, length of employment or self-employment, lack of income or any other reason. Try our free review service - you may be pleasantly surprised!
Capital raising
Your home is the key to a variety of benefits that can be realised through capital raising. You can buy investment properties or use the money for any other legal purpose such as a new car, holiday or a new business. Whatever the purpose we are sure to be able to help with the best available mortgage financing available.
Buy to Let
We can offer professional advice in the buy to let market whether you are a novice or an experienced investor. We have many years experience in this area and will be glad to share with you our expertise. Buy to Let mortgages are not regulated by the Financial Services Authority.
Council right to buy
If you wish to take advantage of this government incentive you will be able to purchase your property without the need for a deposit and you will be able to release funds for extras such as home improvements or loan consolidation. This can be accomplished whether you are employed or self employed with difficulty in proving income.
Please note: Your home may be repossessed if you fail to keep up payments on your mortgage or loan secured on it.